New: AEPS 2FA biometric authentication now live for all partners.

India's AEPS & assisted-banking network

Every shopbecomes abank.

Offer Aadhaar cash withdrawal, money transfer, bill payments, insurance, travel and PAN services from your counter. Zero working capital. Earn on every single transaction.

  • No working capital
  • Instant onboarding
  • Biometric 2FA secured
Indian shopkeeper at his store
AEPS · Cash withdrawal

Aadhaar-linked bank

₹2,500

Transaction successful
Commission credited+ ₹ ••
AEPSMicro ATMMoney TransferUPI QRBharat ConnectInsuranceIRCTC & Flightse-PANMicro LoansAEPSMicro ATMMoney TransferUPI QRBharat ConnectInsuranceIRCTC & Flightse-PANMicro Loans

One app · multiple services

Your counter, upgraded into a complete financial service centre.

Minimal one-time setup. Zero working capital. Seven income streams from a single app.

Banking Services

Banking Services

Become the most trusted banker of your area

Aadhaar-enabled cash withdrawal, balance enquiry, mini statement, cash deposit and instant money transfer to every major bank — right from your shop.

  • AEPS withdrawal
  • Mini statement
  • Domestic money transfer
  • Cash deposit

Income calculator

See what your counter could earn.

Move the sliders to match a normal day at your shop.

AEPS withdrawals per day40
Money transfer volume per day₹50,000
Bill payments & recharges per day25
PAN, insurance & travel per week10

Estimated monthly earning

₹17,220

Estimated yearly earning

₹2,06,640

Illustrative estimate using sample commission rates. Actual commission depends on your plan.

Smart solutions for everyone

Built for every kind of Bharat entrepreneur.

Retailer
Retailer

Upgrade your store. Be the trusted banker in your area.

Use our digital suite to manage credit, customers and payments better, and offer assisted financial services to increase your income.

KiranaMedicalMobile rechargeRestaurantFertilizerApparelHardwareTravel agency

Zero

working capital

Our mission

Make financial & digital services accessible to everyone, everywhere.

12+

Lakh Digital Pradhans

3+

Lakh Women Entrepreneurs

25+

Crore Yearly Transactions

5+

Crore Citizens Served

Find a shop near you

Your nearest Indian Pay Hub point.

Enter your pincode to find partner shops close to you for cash withdrawal, money transfer and bill payments.

The Indian Pay Hub advantage

Upgrade with a partner that puts your shop first.

  • 01Instant, paperless onboarding
  • 02Zero additional investment
  • 03Industry-best transaction success rates
  • 04Simple, secure app in Indian languages
  • 05Dedicated relationship manager
  • 06Same-day settlement to bank
Woman entrepreneur using phone

Training & certification

Hands-on training, business guidance and certification so you can set up a modern, trusted service point.

Safety & security promise

Biometric 2FA on every AEPS transaction, encrypted data and a zero-tolerance policy towards fraud.

About Indian Pay Hub

Built in Bharat, for Bharat.

Indian Pay Hub is building a trusted AEPS and assisted-banking network that helps every neighbourhood shop offer banking, payments and digital services to its community — so no family has to travel far for its own money.

Head officeMain Road, Bhaiyathan, Surajpur, Chhattisgarh 497231

Leadership

Jakir Momin

Founder & CEO

Leads Indian Pay Hub's mission to turn local shops into digital service centres for their communities.

+91 84638 60303

Join the network

Start earning from your shop this week.

Fill in your details. Our team will call you to complete onboarding.

Get the app

Android & iOS app — coming soon.

I want to join as

Track your application

Already applied? Check your status.

Enter the reference ID you received after applying and your registered mobile number.

  1. 1

    Received

  2. 2

    Contacted

  3. 3

    Approved

  4. 4

    Onboarded

Every shop becomes a bank.

IndianPayHub

India's AEPS & assisted-banking network

Founder & CEO: Jakir Momin

Explore

Contact

© 2026 Indian Pay Hub. All rights reserved.

Admin